PCI’s embrace of mobile PIN is a real game changer

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Computerworld - https://www.computerworld.com/article/3252148/mobile-wireless/pcis-embrace-of-mobile-pin-is-a-real-game-changer.html#tk.rss_all

When the PCI Council, the group that needs to sign off on all payments from Visa, Mastercard, American Express and Discover, approved last week (Jan. 24) allowing PINs to be entered into smartphones and tablets, it was a huge game changer for both payments and mobile.

Before we delve into the payments implications, let’s be candid about what PCI has done. It is allowing the most sensitive part of a payment card transaction — the PIN authentication — to happen on a device that even the council’s own new regulation acknowledges is highly dangerous and unstable.  

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